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Thirty-Year Fixed Rate Mortgage The traditional thirty year fixed-rate mortgage has a constant interest rate and monthly principal and interest payments. Fifteen-Year Fixed Rate Mortgage This loan is full amortizing over a 15 year period and also features constant monthly principal and interest payments. It offers all the advantages of the 30 year fixed rate loan, but usually has a lower interest rate-and you’ll own your home twice as fast. We also offer construction financing for custom homes as well as fixed and adjustable home equity lines of credit. Please contact us by telephone for more information on these terrific products.
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